CHAMS HOLDING COMPANY PLC

CHAMS HOLDING COMPANY PLC, a pioneering technology firm, was founded in Nigeria in 1985 by Ademola Benjamin Aladekomo, initially operating as an indigenous computer maintenance company. It steadily evolved its focus to become a leading provider of intelligent business solutions, becoming a public limited company in 2007. The company is recognized for its historical achievements, including pioneering Nigeria's first payment card scheme, Valucard, in partnership with VISA, and holds a Guinness World Record for establishing a large digital mall. Chams Holding Company Plc primarily operates in Nigeria, serving a diverse clientele that includes governmental organizations, financial institutions, educational bodies, and various corporate entities, with a long-term vision to contribute to Africa's broader digital transformation. The company's core business revolves around providing digital business intelligence, identity management, payment collections, and transactional systems and solutions, structured across three main segments: Identity Management and Solutions; Payments, Collections and Transactional Systems; and ICT Training. Its comprehensive suite of products and services includes biometric and prometric identification, the design and personalization of various cards, and the sale and maintenance of specialized identity hardware. Within the payment sector, Chams facilitates e-payment infrastructure support, offers Smart and Chip Card technology, and provides services such as ATM deployment, POS terminal solutions, mobile payments, prepaid card issuance, and transaction switching. Notable subsidiaries include ChamsSwitch, focusing on remittances and card payment processing; ChamsMobile, providing mobile money accounts; Card Centre, specializing in smartcard personalization; and Chams Access, managing equipment supply and digital solutions. Additionally, a recently established subsidiary, ChamsCorp Plc, focuses on digital device manufacturing, infrastructure development, data center operations, and artificial intelligence systems.