UNITY BANK PLC

Unity Bank PLC, a prominent financial institution in Nigeria, traces its roots to the incorporation of Intercity Bank Limited in April 1987, which commenced full commercial banking operations in October 1988 and became a public limited liability company in September 1992. The bank as it is known today was officially formed in January 2006 through a significant merger of nine distinct financial institutions, bringing together expertise in corporate, retail, and investment banking to create one of the largest consolidations in the history of the Nigerian banking industry. Headquartered in Lagos, Nigeria's commercial capital, with an additional operations base in Abuja, Unity Bank maintains a nationwide presence across all 36 states and the Federal Capital Territory, notably retaining a strong foothold in Northern Nigeria. The core business of Unity Bank PLC revolves around providing comprehensive banking and financial services to a diverse clientele, encompassing individuals, small and medium-sized enterprises (SMEs), agribusinesses, larger businesses, and the public sector. Its extensive range of products and services includes various types of loans and advances, credit cards, savings and investment products, mortgages, and specialized offerings in corporate banking, retail banking, consumer and trade finance, international banking, cash management, and electronic banking services. The bank emphasizes its focus on supporting SMEs and agribusinesses as a commitment to national economic growth. While historically having several subsidiaries across various financial services, due to regulatory reforms, many of these non-core banking businesses have been divested.